Specialty commercial · MGA + Brokerage

Specialty commercial insurance, built for the modern broker.

Prograde Specialty is a specialty MGA that pairs disciplined underwriting with AI-powered technology — purpose-built for our retail and wholesale partners. Enable your team to write more business, cross-sell with ease, and spend more time selling insurance. Specialty commercial business written in seconds — not days.

Avg. quote-to-bind
< 2 min
Appointed brokers
3,000+
WRITTEN ON
A · Excellent
Backed by A-rated paper · trusted by
The product bench

A full bench of specialty commercial lines, one platform.

Every product is underwritten in-house, distributed through your existing appointment, and priced with a tech stack that surfaces winning terms in minutes.
The Prograde platform

Underwriting that moves at the speed of your book.

Built by underwriters and engineers, our portal turns 30-minute Acord exchanges into 2-minute decisions. No more email tag — just appetite, terms, and a bound policy.

AI-Powered Submission Ingestion

Drag and drop any application document, prior policy, or client email directly into our platform — zero manual entry, automated responses.

Bind-ready quotes in seconds

Pre-filled submissions, AI-assisted risk classification, and immediate carrier-side approval for in-appetite risk.

Underwriters on call

For complex placements, an in-house underwriter is one click away — no triage queues, no transferred tickets.

Why Prograde

Built by brokers, for the way brokers work.

Three differentiators that show up in every quote we deliver: capacity, expertise, and a tech platform that respects your time.
01 / Capacity

A-rated paper across every line we write.

Our MGA relationships span domestic admitted, non-admitted E&S, and Lloyd's syndicates — giving you the limits and forms your clients actually need.

AExcellent · A.M. Best
02 / Speed

The fastest path from submission to bound.

Average quote time of under three minutes for in-appetite small commercial risk. Complex placements still come with same-day turnaround from a named underwriter.

2min · avg. quote-to-bind
03 / Expertise

Underwriters who know the class — not algorithms pretending to.

Every product line is led by a senior underwriter with 15+ years in the class. Technology takes the manual work; humans take the calls.

04 / Service

Claims that don't disappear into a queue.

Direct lines to in-house claims teams and a 24/7 breach response hotline for cyber. Average first response under one business hour.

Distribution

Built around your existing go-to-market.

Retail or wholesale, your appointment with Prograde unlocks the full product bench — and your clients see the same fast, disciplined service either way.
Retail brokers

Your local relationships, with our specialty touch.

Place specialty risk directly through your existing agency — instant quoting and binding at your fingertips with our AI-powered products and technology

  • Direct appointment with Prograde MGA
  • Competitive commissions, monthly statements
  • Co-branded client-facing collateral
  • Dedicated agency success manager
Wholesale brokers

Dynamic coverage + E&S capacity for the risks that need it.

Place hard-to-place commercial accounts through our surplus lines paper, with appetite that's clearly published and underwriters who pick up the phone.

  • Non-admitted E&S programs in 50 states
  • Manuscripted forms for niche risks
  • Open brokerage — no production minimums
  • Named underwriter on every account
Get appointed

Place your next specialty risk in minutes.

Tell us about your agency. We typically approve appointments within two business days and you'll be quoting on the platform the same week.